See how a ShoCash deliverable is structured.
This sample is illustrative only. It shows the level of structure, decision logic, and presentation expected in a funding or launch document without exposing confidential client information.
What this proves
- Clear decision objective
- Funding purpose and use-of-funds logic
- Plain-English commercial narrative
- Projection snapshot and assumptions
Client name, location, supplier details, and bank references removed.
Business purpose
[Client] is seeking financing to expand an existing food and beverage operation by completing a controlled build-out, purchasing equipment, increasing working capital, and improving customer capacity during peak trading periods.
Funding request
The proposed facility is intended to support improvements that directly connect to revenue capacity, service speed, stock reliability, and operating resilience. The package separates capital expenditure from working capital so the lender can assess the repayment logic clearly.
Use of funds snapshot
| Category | Planning amount | Commercial logic |
|---|---|---|
| Build-out and improvements | EC$185,000 | Increase seating/service capacity and customer experience. |
| Equipment | EC$120,000 | Support faster preparation, refrigeration, and operating consistency. |
| Working capital | EC$95,000 | Cover stock, payroll timing, opening expenses, and seasonal movement. |
| Professional, contingency, launch | EC$80,000 | Allow for completion, documentation, and controlled promotion. |
Projection snapshot
| Year | Revenue | Gross profit | Net cash before debt service |
|---|---|---|---|
| Year 1 | EC$690,000 | EC$414,000 | EC$118,000 |
| Year 2 | EC$760,000 | EC$463,600 | EC$151,000 |
| Year 3 | EC$835,000 | EC$517,700 | EC$182,000 |
Illustrative figures only. Actual projections depend on client inputs, lender requirements, quotes, pricing, cost structure, and verified assumptions.
More than a clean layout.
The final work connects the owner’s background, market case, operating model, funding need, assumptions, repayment logic, risks, and supporting documents into one decision-ready package.
Typical final package
- Executive summary
- Business and market narrative
- Operating plan
- Funding request and use of funds
- Financial projections and assumptions
- Appendices or supporting schedules